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Serving Residents of Florida, Georgia, and Arkansas

Term life insurance is a cost effective way to maximize your coverage at a minimum cost. As your financial needs and responsibilities change, your need for life insurance changes too. Term life provides you with the flexibility and affordability required to meet these challenges.

Protect Those You Love

Your financial needs range from continuation of income to payment of debts and other obligations. A good term life insurance policy can provide your family or business partners the financial protection they would require in the event of your death. Affordable, guaranteed, and level premium rates mean peace of mind for today and tomorrow.

A Look at Basic Options

  • You have the ability to plan your budget ahead with the option of a 10, 15, 20, or 30 year plan.

  • You have the flexibility and ease of changing your plan at a future date to an approved whole life or universal life plan without having to provide proof of insurability.

  • You can continue the original plan until age 100 at renewal premium rates without proof of insurability or show satisfactory proof of insurability and qualify for even lower rates.
  • Customize Your Protection

  • For disability, select the Waiver of Premium benefit which will waive premium payments after six months of your total disability.

  • For insurability, select the Guaranteed Insurability Riders which permit the purchase of additional insurance in the future without proof of insurability.

  • For family, select additional protection with Family Riders to insure your spouse and children.