Long Term Care Insurance is a cost effective method to protect all, or part of your estate against the high cost of long term care. For Georgia and Florida residents, the new Qualified Long Term Care Insurance Partnership programs allow you to shelter assets equal to the amount of your long term care insurance benefits and still apply for governmental assistance if you exhaust your insurance benefits.

Call the Life Solutions team at 877-652-0221 toll free, or e-mail us at info@lifesolutions.com for more information on the Georgia or Florida Qualified Long Term Care Insurance Partnerships and to see how a carefully designed Long Term Care insurance plan can provide the resources to provide quality care and help you preserve assets.

Consider the following points:

Of people needing long term care 40% are between ages 18 and 64.
The average length of time spent in a nursing home is 2.38 years.
The average age of long term care insurance buyers has decreased from 72 in 1990 to age 58 today.
More than 83% of people needing long term care live in the community.
In the year 2030 it is estimated that the average nursing home stay will cost $495,000.
70% of those over age 65 will require long term care at some point in their lives.
On our long term care website www.lsltc.com you will find information about long term care and long term care insurance; see how much home and skilled nursing care costs, calculate how much money you should set aside for possible long term care expenses, and also get an approximate idea how much your long term care insurance premiums might be.